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We at Zahava, Inc. doing business as "Fix Your Credit .Biz", (hereinafter "Fix Your Credit .Biz"), are
committed to protecting the privacy and security of our visitors to this website. Outlined below is our
online privacy policy. If you have questions about this policy, please let us know. Contact information is
contained at the link at the end of this notice.

Collection and disclosure of information: To ensure we are able to communicate effectively with
visitors to our website, we collect some information that can be directly associated with a specific
person. We call this "Personal Information," and it includes, by way of illustration, names, addresses,
telephone numbers and email addresses. We collect Personal Information from eligible individuals who
affirmatively request to receive email or other services from us. We collect this Personal Information in
order to provide these eligible individuals with timely information via email regarding events, resources
and issues. It is our general policy not to make Personal Information available to anyone other than our
employees, staff, and agents.

Online Comments and Personal Information: We treat your name, city, state, and any comments you
provide as public information. We may, for example, provide compilations of your comments to national
leaders and other individuals participating in our efforts, without disclosing email addresses. We may
also make comments along with your city and state available to the press and public online.
Opting out and modifying information: Subscribers to our email list may terminate their subscriptions
via a link at the bottom of each email sent from FIX YOUR CREDIT .BIZ.
Browser information collected on the website: We log IP addresses, which are the locations of
computers or networks on the Internet, and analyze them in order to improve the value of our site. We
also collect aggregate numbers of page hits in order to track the popularity of certain pages and improve
the value of our site. We do not gather, request, record, require, collect or track any Internet users'
Personal Information through these processes.

Cookies: A cookie is a tiny piece of data stored by a user's browser that helps a website or service
recognize that user's unique computer. You can remove or block cookies by changing the settings of
your browser. Session specific cookies may be used on FIX YOUR CREDIT .BIZ to improve the user
experience and for basic web metrics. These cookies expire in a very short time frame or when a
browser window closes and are permitted by current federal guidelines.
Videos that are visible on FIX YOUR CREDIT .BIZ are hosted by third parties that may utilize "persistent
cookies." Persistent cookies are used by some third party providers to help maintain the integrity of
video statistics. These videos are subject to the FIX YOUR CREDIT .BIZ linking policy described below. If
you would like to view a video without the use of persistent cookies, a link to download the video file is
typically provided just below the video.

Privacy of our email lists: As noted above, we maintain email lists to keep interested, eligible individuals
informed about important topics, and individuals must affirmatively request to join them. We configure
our list server software to refuse to divulge the email addresses of our list subscribers to anyone other
than those whom we authorize. However, we are not the author of this software, and are not
responsible for any failures in the software to preserve subscriber anonymity.

Children's privacy: Because we care about the safety and privacy of children online, we comply with the
Children's Online Privacy Protection Act of 1998 (COPPA). COPPA and its accompanying FTC regulation
establish United States federal law that protects the privacy of children using the Internet. We do not
knowingly contact or collect personal information from children under 13. Our site is not intended to
solicit information of any kind from children under 13. It is possible that by fraud or deception we may
receive information pertaining to children under 13. If we are notified of this, as soon as we verify the
information, we will immediately obtain parental consent or otherwise delete the information from our

Security: We maintain a variety of physical, electronic and procedural safeguards to protect your
personal information. For example, we use commercially reasonable tools and techniques to protect
against unauthorized access to our systems. Also, we restrict access to Personal Information to those
who need such access in the course of their duties for us. Your own efforts to protect against
unauthorized access play an important role in protecting the security of your personal information. You
should be sure to sign off when finished using a shared computer, and always log out of any site when
viewing personal information.

Linking: FIX YOUR CREDIT .BIZ may contain links to websites created and maintained by other public
and/or private organizations. FIX YOUR CREDIT .BIZ provides these links as a service to our users. When
users link to an outside website, they are leaving the FIX YOUR CREDIT .BIZ site and are subject to the
privacy and security policies of the owners/sponsors of the outside website(s). Be sure to review the FIX
YOUR CREDIT .BIZ linking policy, which is the same as Linking Policy.
FIX YOUR CREDIT .BIZ and Social Media or Third Party Sites: In addition to FIX YOUR CREDIT .BIZ's
official website, FIX YOUR CREDIT .BIZ uses social media and third party sites to provide FIX YOUR
CREDIT .BIZ content in a different format that may be useful or interesting to you. When we use these
sites, the information we provide is consistent with the intended purpose of the FIX YOUR CREDIT .BIZ
website. No personally identifiable information (PII) may be requested or collected from Social Media
sites. Please be aware that the privacy protection provided on social media and third party sites that are
not a part of the Fix Your Credit .Biz domain may not be the same as the privacy protection described

Changes to this policy: We will revise or update this policy if our practices change, or as we develop
better ways to keep you informed about them. You should refer back to this page often for the latest
information and the effective date of any changes. If we decide to change this policy, we will post a new
policy on our site and change the date at the bottom. Changes to the policy shall not apply retroactively.

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